Financial Solutions Under One Roof.

Life insurance provides financial protection to your family if something happens to you, helping them maintain stability and continue working toward shared goals.

Medical costs can be large and unpredictable. Health insurance helps protect your family's savings from being disrupted by a medical emergency.

General insurance covers non-life risks — your vehicle (motor), home and property, fire, travel, shop/business and liability. Coverage depends on the policy you choose.

Yes. We guide NRIs on suitable life and health insurance options available to them, along with documentation requirements. Eligibility is decided by the insurer.

Overseas student insurance covers medical and related risks for students studying abroad; visitor insurance covers people travelling to another country. Many universities and visas require such cover.

We help you understand the claim process, prepare documents and follow up with the insurer. The final claim decision is always made by the insurer as per policy terms.

A Unit Linked Insurance Plan combines life cover with market-linked investment. ULIP returns are not guaranteed — they depend on market performance and are subject to investment risks and policy charges.

A SIP invests a fixed amount at regular intervals, while a lump sum invests the whole amount at once. Mutual fund investments are subject to market risks; read all scheme documents carefully.

As early as possible. The earlier you start, the more time your money has to grow and the smaller the monthly amount needed to build a comfortable corpus.

HLV is an estimate of the financial value of your future income to your family. It helps indicate how much life cover your family may need. Try our HLV calculator for an indicative figure.

We estimate the future cost of education (including inflation) and build a dedicated fund systematically so you're prepared when the expenses arise.

Yes. Like education planning, we estimate the future cost and create a disciplined savings and investment plan for it.

Yes. We support GST registration, periodic GST return filing and general GST compliance for small businesses.

Yes. We assist with ITR filing and tax planning for salaried individuals, professionals and small businesses, including choosing between the old and new tax regimes.

The calculators give illustrative estimates based on the assumptions you enter. They are not guarantees or personalized investment advice. Talk to us for a detailed plan.

It's our free learning corner with short videos on insurance, tax, GST, financial planning, digital business and regulations — available on our YouTube channel.

Our Rules & Regulations page links directly to SEBI, IRDAI, RBI, the Income Tax Department and the GST portal. It is for general awareness only, not legal or tax advice.

Yes. We help with digital business setup — online presence, digital visiting cards, branding and growth consultation.

Yes. We develop professional, mobile-friendly websites for businesses and professionals.

Yes. We develop personalized CRM systems and mobile applications based on your business needs. Contact us to discuss your requirements.

Visit our Partner With Us page to apply as an Advisor, Part-Time Employee or Employee. Selection depends on eligibility; no employment or income is guaranteed.

Call or WhatsApp +91 9776437063, email uttam.mohanty@smrutiverse.co.in, or use the contact form on this website.